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Business Solutions

"We offer big bank services and technology with a community bank conscience. Always local. Always there for you." - Tony Staley, Business Development Expert

OVB Business Solutions

Solutions for:

 Call 1-800-468-6682 for an appointment or Click Here to Email Business Development
To inquire about a business loan click here.

Every business is unique. Mix & Match our solutions for the best fit...


Cash Flow & Financing

Operating Line of Credit

Get the flexibility of an approved source of funding that you pay no interest on until you begin using it. Commercial Lines of Credit are most often use for inventory purchases or cash flow needs.

Business Loans

Time for new equipment? Ready to expand? OVB also offers the following financing options: 

  • Commercial Real Estate Loans
  • Floor Plan Financing
  • Loans on Stocks and Bonds 
  • Commercial Equipment Loans
  • SBA Loans
  • Commercial Construction Loans
  • USDA Loans

OVB Business Visa® Credit Card 

The power of Visa®...The personal service of Ohio Valley Bank.

Commercial Letter of Credit

If your business is making a purchase where normal standards of payment are not acceptable, a letter of credit from your OVB loan officer can help. Ohio Valley Bank offers this service for credit-worthy business customers.

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Accepting Payments

Card Payments

Need to be able to accept credit and debit cards at the register, by phone, or online? We can help you do it all. It’s called Merchant Services. Contact any office or email for a quote.



Simplified invoicing and payment collection all kept easily accessible in your NetTeller Cash Management. Automatic reminders, bookkeeping, and more. More Info

iPhone® Checkout

Turn your iPhone® into a register than can accept debit or credit cards. Our service features one of the lowest per transaction fees in the country.


Ever wish that you could set up your customers on autopay instead of invoicing them every month? You can with our ACH module for Cash Management. With this module, you can create and manage autopay electronic payments from your customers’ checking or savings accounts. 

Check Resultz

Free check recovery service. Merchant receives 100% face value of collected item, in addition to 100% of account charge back fee associated with return items.

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Managing Expenses

Community First Checking

Low fee checking account designed for clubs, non-profits, public funds, trusts or estates with low to moderate transactional activity.


Business 250 Checking and Business 500 Checking

A checking account tailored for business with pricing based on activity. Features loads of free benefits including free best-in-class internet and mobile banking, debit card, online bill pay, night depository services, and an onsite meeting with an OVB Business Consultant to help prepare your business for growth.

Business Checking

A great solution for mid to large size businesses. Real-time analysis ensures that you only pay for the services you actually use.

Online Cash Management

Available even when the bank is closed. Make transfers, loan payments, initiate electronic transactions, place stop payments, pay bills, send wires, view account statements, and access balances and history including check images. Choose separate passwords and security levels for each employee or one for all. Cash Management is also accessible through the OVB Mobile Banking iPhone & Android Apps and basic CellTeller mobile banking for smartphones and non-smartphones.

OVB Remote Deposit

No more driving to the bank and waiting in line. Deposit checks right from your desk and get same day credit to your account. Recurring and telephone payments also available.


OVB Mobile Deposit

Don't have the volume of checks for OVB Remote Deposit? No worries. Ask about our mobile version for small business owners with just a few checks to deposit each month.

Automated Payroll

Always on time...always no hassle. Opt for our self-service ACH module within Cash Management so that you can directly deposit paychecks via online Cash Management.

Free Online Bill Pay

Online Bill Pay is free for Community 1st Checking, Business 250 Checking, and Business 500 Checking account holders. Enjoy the convenience of a central location for bill paying and history. Save the expense of stamps, envelopes and checks.

MarketWatch Money Market Account

Money Market rates with check-writing capability. MarketWatch gives you both. 

Wire Services

We offer domestic and international wire services for all customers through our Account Services department. Want the freedom of sending a wire yourself? Just ask about our domestic Wire Module for Online Cash Management.

Business Checks & Check Systems

Ohio Valley Bank offers a large selection of business checks, forms and supplies through Deluxe and Safeguard Business Systems. Forms can even be custom-made to fit your specific needs.

Logo for Deluxe

Employee Benefits

Happy employees are productive employees. Ohio Valley Bank can improve your benefit offering to attract an elite staff.

My Health HSA

If your company offers a high deductible health plan for its employees, consider the benefits of My Health HSAs. These unique accounts give your employees a significant tax benefit at no additional cost to you. If you want to invest a little, it’s easy to make a small annual deposit to your employees’ HSA as part of their health benefit package.

Christmas & Vacation Savings 

Give your employees the opportunity to automatically save part of their paycheck. Each time they are paid, a portion of that check is automatically placed into a Christmas or Vacation Savings account through Payroll Direct Deposit. The account’s balance builds with each paycheck and interest is awarded as a bonus. Once annually, the account pays out its entire balance plus interest to the employee. Vacation Savings pays out in April; Christmas Savings in October. 

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Statements on CD

More than just a statement. OVB can produce a CD for you with your check images, deposit slip images and deposit items for the entire year. Statements on CD is a great resource when it comes to tax time.


Don’t wait for the mail. Don’t even wait until morning. Receive your account statement seconds after its generated by the bank. With eDelivery, your account statement is streamed into your inbox after a secure login connection is established. Never lose track of a statement again with this “green” delivery method. 

Safe Deposit Box

Let the Bank protect your documents in a secure Safe Deposit Box in our vault. Annual rentals are available for boxes of varying sizes. Availability varies by location.

Night Depository Service

A great solution for making cash deposits after bank hours. Receive one of our special-made lock bags that can be used in combination with our well-lit and convenient drop-off locations.

Secure Tokens

Add an extra layer of protection to your online banking experience with our secure token, a one-time use password generator.

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For more information email our business experts or call them at 1.800.468.6682.

To inquire about a business loan click here.