Checking

	Rewards Checking	Right Start Checking 16-25 years	Honors Checking for seniors 55+	Easy Checking	Market Watch	Simply Debit
	Open Online		Open Online	Open Online
Initial Deposit	$50	$50	$50	$50	$10,000	$50
Monthly Service Fee	$5*	none	none	based on avg. monthly balance	based on avg. monthly balance	$8
Monthly Statement Fee	none	eDelivery: free mailed: $1	none	eDelivery: free mailed: $1	none	eDelivery: free mailed: $2
Bounce Protection	$700	$600	$600	$600	$700	none
eDelivery Statement
FREE Online Banking & Bill Pay
FREE Mobile & Text Banking
FREE OVB ATM Transactions
5 free non-OVB ATM trans./month
Special Features	Earn Cash Rewards*	Perfect for Students	Full Service Checking, without the Hassle	Easy to Use	CD Rates Without the CD*	Paperless Checking*
	more info	more info	more info	more info	more info	more info

Rewards Checking

Initial Deposit $50.00
Monthly Service Fee $5.00*
Bounce Protection (subject to approval) $700.00

Receive 1.00% cash back rewards on all signature-based debit card transactions if: You have 15 or more Debit Card Transactions AND receive eDelivery Statements AND write 10 or less checks per statement.

Free:NetTeller Online Banking, Online Bill Payment, CellTeller Mobile Banking, Text Banking, eDelivery Statements, OVB ATM Transactions, 5 FREE non-OVB ATM Transactions per month ( Other banks' surcharges may still apply)

*Monthly Service Fee Refunded If:You receive eDelivery Statements AND Direct Deposits totaling $500.00 or more OR 10 or more Debit Card Transactions OR Average Monthly Balance of $1,500.00 or more.

Right Start Checking 16-25 years

For customers 16-25 years old.

Initial Desposit $50.00
Monthly Service Fee None
Bounce Protection Service (subject to approval ) $600.00
Monthly Statement Fee: eDelivery FREE
Monthly Statement Fee: mailed $1.00

Free: NetTeller Online Banking, Online Bill Payment, CellTeller Mobile Banking, Text Banking, eDelivery Statements, OVB ATM Transactions, 5 FREE non-OVB ATM Transactions per month (Other banks' surcharges may still apply.)

Honors Checking for Seniors 55+

For seniors 55 years old and up.

Initial Deposit $50.00
Monthly Service Fee None
Bounce Protection (subject to approval ) $600.00
Monthly Statement Fee FREE

Free: NetTeller Online Banking, Online Bill Payment, CellTeller Mobile Banking, Text Banking, eDelivery Statements, one free order of select checks per year, OVB ATM Transactions, 5 FREE non-OVB ATM Transactions per month (Other banks' surcharges may still apply)

Easy Checking

Initial Deposit $50.00
Monthly Service Fee (based on average monthly balance):
$0.00 - $199.99 $4.00
$200.00 - $499.99 $3.00
$500.00 - $999.99 $2.00
$1,000.00 - $1,499.99 $1.00
$1,500.00 or more $0.00
Bounce Protection (subject to approval) $600.00
Monthly Statement Fee:
eDelivery Free
Mailed $1.00

Free: NetTeller Online Banking, Online Bill Payment, CellTeller Mobile Banking, Text Banking, eDelivery Statements, OVB ATM Transactions, 5 FREE non-OVB ATM Transactions per month (Other banks' surcharges may still apply)

Money Market

Earn CD Rates...Without the CD

Interest accrues daily on this competitive money market account. Personal withdrawals and deposits are unlimited and unlike a CD, you can even write checks or use a debit card*. You also get your first order of 20 personalized duplicate checks free.

Current Money Market Rates

*Limit of 6 transfers or withdrawals each month, by check, debit card or similar order payable to third-parties.

Minimum initial deposit of $10,000.00 required. Service charge applies for average monthly balance below $10,000.00. A $700.00 Bounce Protection limit may be granted if certain conditions are met and may be revoked at any time, with or without notice. The terms set for in "Your Deposit Account: Terms and Conditions" available from our Customer Service department govern the operation of the deposit accounts at The Ohio Valley Bank Company.

Simply Debit

Initial Deposit $50.00
Monthly Service Fee $8.00
Bounce Protection none

Free:NetTeller Online Banking, Online Bill Payment, CellTeller Mobile Banking, Text Banking, eDelivery Statements, OVB ATM Transactions, discounted money order fee: $0.50 each, closed account reopening fee: $20.00, 5 FREE non-OVB ATM Transactions per month ( Other banks' surcharges may still apply)