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Home Loans

Ohio Valley Bank offers mortgages, home equity, construction, auto, and personal loans. This is a listing of some of our home loan products. If you need any additional information or assistance, please E-mail us.


We can help you purchase your dream home!

Current Mortgage Rates 

Not sure what to bring to your appointment? Print out this document checklist.

Our rates are purchase/refinance for owner occupied property. Discount is available for those using Automatic payment deduction from OVB checking account.

Introducing Mortgage Center

At our convenient online Mortgage Center, you can:

  • Apply for a mortgage loan online.
  • Browse up-to-date mortgage rates.
  • A Resource center with information about loan programs and what to expect when closing.
  • Multiple calculators to help with your decision.

Visit our online Mortgage Center

Rent Buster

Ohio Valley Bank's Rent Buster Loan Program is designed to allow individuals, with a good credit history, purchase a home with NO MONEY DOWN. Pay no more rent! That's right, we will loan you 100% of the money you need to purchase a new home. The Rent Buster program is not affiliated with any government entities. This means less paperwork and faster service for you, the home buyer.

More Info

Capital Line

It's the loan that's as easy as writing a check! Provides pre-approved loan funds which you draw upon as needed.

Residential Construction

We can help you build your dream home! Our rates are for owner occupied property.

NOTE: All loans are subject to credit approval. APR=Annual Percentage Rate. Rates are subject to change.