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Visa Rewards Credit Card

0% A.P.R. for 12 months
on purchases & balance transfers

Here are the details:

0% A.P.R. Introductory Rate is defined as 0.00% Annual Percentage Rate on purchases and balance transfers for the first twelve (12) billing cycles following the opening of your account. After that, an Annual Percentage Rate variable rate will apply. Example of variable rate: As of 09/20/2019 the A.P.R. for purchases and balance transfers on a card with a credit limit of less than $5,000 is 12.25%. Fees may apply. Introductory Rate is available on Ohio Valley Bank Variable Rate Visa® cards only. Rate is subject to change. Visit your nearest Ohio Valley Bank for details on this offer.


*Cards with a credit limit of $5,000.00 or more will have a regular variable rate determined based on Wall Street Journal Prime +5%. Points earned at a rate of one point per dollar spent.


And after the first 12 months, enjoy one of the lowest regular rates in the nation!

OVB Visa Rewards Regular Rate: 10.25%-16.25% A.P.R.

Chase Freedom: 16.99% - 25.74% A.P.R.
Citi Simplicity: 16.49% - 26.49% A.P.R.
Capital One QuickSilver: 16.24% - 26.24% A.P.R.
Bank Americard (Bank of America): 14.99% - 24.99% A.P.R.
PNC points Visa: 13.99% - 24.99% A.P.R.
Atomic Credit Union Visa Platinum: 11.00% - 21.00% A.P.R.

Source: Nerdwallet, 9/27/19; Atomic rate derived from disclosure from the credit union dated 9/19/19. 

For assistance with lost or stolen cards or credit card fraud, please call 1-800-615-1161. Representatives are available 24 hours a day, 7 days a week to help you.