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Visa Rewards Credit Card

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OVB Visa Platinum Rewards
11.25% - 17.25% A.P.R. 

You could be paying a lower rate today.  Apply online right now.


Where would I fall in that A.P.R. range?
If your card limit is $5,000 or greater, you can expect to pay 11.25% A.P.R. for purchases and balance transfers and 17.25% A.P.R. for cash advances.
If your card limit is less than $5,000, you can expect to pay 13.25% A.P.R. for purchases and balance transfers and 17.25% A.P.R. for cash advances.
OVB's Visa Platinum Rewards rate is a variable rate based on Prime Rate and is subject to change quarterly. The community bankers at Ohio Valley Bank are dedicated to keeping this rate one of the lowest in the nation.


The big boys can't compare...

Chase Freedom Unlimited: 14.99-23.74% A.P.R.

American Express Blue Cash Preferred: 13.99 - 23.99% A.P.R.

Citi Double Cash: 13.99% - 23.99% A.P.R.

Wesbanco Visa Platinum: 13.49 - 25.99% A.P.R.

Peoples Bank Visa Platinum: 13.49 - 23.49% A.P.R.

US Bank Visa Platinum: 14.49 - 24.49% A.P.R.

Capital One Venture Card: 17.24 - 24.49 A.P.R. + annual $95 fee

Sources: and public websites of financial institutions listed above 3/24/2021.

And our hometown service is the best hands down...
  • No Annual Fees
  • Earn Rewards -  Receive rewards points on purchases that can be used for merchandise and travel. Get that Yeti cooler that you've always wanted or a weekend away, at no cost.
  • 24-Hour Cash Access - Instant cash advances 24 hours a day from thousands of ATMs worldwide
  • Local Support - You'll never be transferred to a phone center in a foreign country. Just give us a call, a quick email, or stop by for a visit. We're here when you need us.
  • An Additional Card - For your spouse or family member at no extra charge.
  • Emergency Service - Should you ever lose your card while away from home, the worldwide power of Visa is just a phone call away.

Now it's EASY to switch...

Have a balance on another credit card? Switching it over to OVB is easy. Just tell us on your application, and we'll handle the rest.

You could be paying a lower rate today. Apply online right now.


Rate is accurate as of 4-1-2021, and is subject to change thereafter. Subject to credit approval. A.P.R. is Annual Percentage Rate. Rate may vary and is determined by the highest Wall Street Journal Prime Rate plus 8%-10% for purchases and balance transfers, or Prime Rate plus 14.0% for cash advances. Fee may apply for balance transfer services. Consult your local OVB loan officer for complete details.