Save without sacrifice. 

Ohio Valley Bank's Money Fund account is a high-yield money market account with check writing and withdrawal capability, giving you more freedom than a CD while earning a higher interest rate. 
  

New Saver Intro Special

4.00% A.P.Y. for 6 months!

Available for new Money Fund money market accounts when funded with money not already on deposit at OVB.
 
 
Special 6 Month Introductory Rate
Minimum $10,000 to open. After 6 months, standard Money Fund rates apply. 
 
Money Fund Account Regular Rate
Minimum $10,000 to open. Money Fund pays tiered interest based on balance. $10 monthly service charge applies if average monthly balance drops below $10,000.  As of 9/2/25, rates for balances of $10,000 or more range from 1.76% to 2.76% A.P.Y. For current rates and tiers, view Rate Sheet. For more information contact your nearest Ohio Valley Bank office or call 800-468-6682. 
 
A.P.Y. = Annual Percentage Yield. Rates listed are effective 9/2/2025. Rates are subject to change daily.
 

Why open a Money Fund account at OVB?

  • Low Risk + Steady Reward
  • Funds are FDIC insured up to program limits
  • Easily transfer or withdraw funds if needed

Perks of the Money Fund account

  • 24/7 access via OVB Online and the OVB Mobile App
  • Limited check writing and transfer, plus mobile deposit
  • $700 Bounce Protection, subject to approval
  • Free e-statements sent fast and securely with OVB eDelivery