OVB Visa Platinum Rewards
15.25% - 17.25% A.P.R. 

You could be paying a lower rate today. 
 

 

Now with New Rewards including Cash Back

Built right into your OVB Online experience with easy redemption, you have all the merchandise and travel rewards, fuel discounts, plus:
  • Cash back rewards
  • Use your points to pay for purchases
  • Use points to purchase gift cards, book experiences, and more
 

And our hometown service is the best hands down...

  • No Annual Fees
  • Zero Liability. The peace of mind knowing you are protected against unauthorized transactions.
  • 24-Hour Cash Access. Instant cash advances 24 hours a day from thousands of ATMs worldwide
  • Local Support. You'll never be transferred to a phone center in a foreign country. Just give us a call, a quick email, or stop by for a visit. We're here when you need us.
  • Additional Card. For your spouse or family member at no extra charge.
  • Emergency Service. Should you ever lose your card while away from home, the worldwide power of Visa is just a phone call away.

It's easy to switch...

Have a balance on another credit card? Switching it over to OVB is easy. Just tell us on your application, and we'll handle the rest.

You could be paying a lower rate today.

 

Where would I fall in the A.P.R. range above?


If your card limit is $5,000 or greater, you can expect to pay 15.25% A.P.R. for purchases and balance transfers and 21.25% A.P.R. for cash advances.

If your card limit is less than $5,000, you can expect to pay 17.25% A.P.R. for purchases and balance transfers and 21.25% A.P.R. for cash advances.

OVB's Visa Platinum Rewards rate is a variable rate based on Prime Rate. The community bankers at Ohio Valley Bank are dedicated to keeping this rate one of the lowest in the nation.
 
 
APR (Annual Percentage Rate variable rate will apply. Example of variable rate: As of 10/01/25 the APR for purchases and balance transfers on a card with a credit limit of less than $5,000 is 15.25%. Cards with a credit limit of $5,000.00 or more will have a regular variable rate determined based on Wall Street Journal Prime +8%. Rate is subject to change. There is a balance transfer fee of 3% of the amount of each transfer ($5 minimum). Visit your nearest Ohio Valley Bank for details on this offer. Double points earned at a rate of two points per dollar spent 11/01/25-12/31/25. Regular points earned at a rate of one point per dollar spent.