OVB Visa Platinum Rewards
12.75% - 18.75% A.P.R. 

You could be paying a lower rate today. 


Where would I fall in that A.P.R. range?

If your card limit is $5,000 or greater, you can expect to pay 12.75% A.P.R. for purchases and balance transfers and 18.75% A.P.R. for cash advances.

If your card limit is less than $5,000, you can expect to pay 14.75% A.P.R. for purchases and balance transfers and 18.75% A.P.R. for cash advances.

OVB's Visa Platinum Rewards rate is a variable rate based on Prime Rate. The community bankers at Ohio Valley Bank are dedicated to keeping this rate one of the lowest in the nation.


And our hometown service is the best hands down...

  • No Annual Fees
  • Zero Liability. The piece of mind knowing you are protected against unauthorized transactions.
  • Earn Rewards. Receive rewards points on purchases that can be used for merchandise and travel. Get that Yeti cooler that you've always wanted or a weekend away, at no cost.
  • 24-Hour Cash Access. Instant cash advances 24 hours a day from thousands of ATMs worldwide
  • Local Support. You'll never be transferred to a phone center in a foreign country. Just give us a call, a quick email, or stop by for a visit. We're here when you need us.
  • Additional Card. For your spouse or family member at no extra charge.
  • Emergency Service. Should you ever lose your card while away from home, the worldwide power of Visa is just a phone call away.

It's easy to switch...

Have a balance on another credit card? Switching it over to OVB is easy. Just tell us on your application, and we'll handle the rest.

You could be paying a lower rate today.

Rate is accurate as of 7-29-2022, and is subject to change thereafter. Subject to credit approval. A.P.R. is Annual Percentage Rate. Rate may vary and is determined by the highest Wall Street Journal Prime Rate plus 8%-10% for purchases and balance transfers, or Prime Rate plus 14.0% for cash advances. Fee may apply for balance transfer services. Consult your local OVB loan officer for complete details.
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Helping our communities thrive

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Community First

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Loan payments made easy.

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Automatic savings

OVB's Vacation Savings featuring automatic savings deposits is just one of the ways we make saving hassle-free.