Buy or build...OVB has you covered.

Ohio Valley Bank offers mortgages, home equity, and construction loans. This is a listing of some of our home loan products. To discuss how OVB can help you with your housing needs, stop by any office, email us,  or give us a call at 800-468-6682.

Mortgage Center

At our convenient online Mortgage Center, you can:

  • Apply for a mortgage loan online
  • Browse up-to-date mortgage rates
  • Learn about loan programs and what to expect when closing
  • Use multiple calculators to help with your decision
  • Sign up to receive an alert when rates change

Not sure what to bring to your appointment? Print out this document checklist.
Our rates are purchase/refinance for owner occupied property.

Home Equity Loan or HELOC

Ohio Valley Bank offers Home Equity Loans and HELOCs (Home Equity Lines of Credit) that allow you to take advantage of the equity in your home to consolidate debit, remodel your home, or make a major purchase at a rate lower than credit cards. And if used for home renovations, check with your tax advisor to see if the interest is deductible. Ask a OVB loan officer for details on OVB’s Home Equity offerings. Learn more

Rent Buster

Ohio Valley Bank's Rent Buster Loan Program is designed to allow individuals, with a good credit history, purchase a home with NO MONEY DOWN. Pay no more rent! That's right, we will loan you 100% of the money you need to purchase a new home. The Rent Buster program is not affiliated with any government entities. This means less paperwork and faster service for you, the home buyer.

Capital Line

It's the loan that's as easy as writing a check! Provides pre-approved loan funds which you draw upon as needed.

Residential Construction

We can help you build your dream home! Our rates are for owner occupied property.

NOTE: All loans are subject to credit approval. APR=Annual Percentage Rate. Rates are subject to change.