elementary school kids participating in financial literacy program

OVB earns ‘Outstanding’ CRA rating

May 10, 2022
In a recent evaluation conducted by the Federal Reserve Bank of Cleveland, Ohio Valley Bank received an overall rating of “Outstanding” on its Community Reinvestment Act (CRA) Performance. Outstanding is the highest rating a financial institution can receive in this evaluation. The last time OVB received an Outstanding CRA rating was in 1999.



board of directors room

Ohio Valley Banc Corp. Reports 1st Quarter Earnings 2022

April 28, 2022
GALLIPOLIS, Ohio – Ohio Valley Banc Corp. [Nasdaq: OVBC] (the “Company”) reported consolidated net income for the quarter ended March 31, 2022, of $4,125,000, an increase of $594,000, or 16.8%, from the same period the prior year. Earnings per share for the first quarter of 2022 was $.87, compared to $.74 for the first quarter of 2021. Return on average assets and return on average equity were 1.34% and 11.78%, respectively, for the first quarter of 2022, versus 1.20% and 10.47%, respectively, for the same period the prior year.



OVB is a proud participant of the Teach Children to Save campaign.

OVB participates in Teach Children to Save initiative 

April 26, 2022
Spring is not only time for warmer weather and blooming flowers, but it also marks the start of the American Bankers Association’s Teach Children to Save campaign. Teach Children to Save was established in 1997 and has continued to bring financial literacy to youth across the country annually.

Ohio Valley Bank is once again participating in Teach Children to Save. While Teach Children to Save Day is set for Thursday, April 28, OVB plans to celebrate for the remainder of the spring season.



board of directors room

OVBC announces cash dividend April 2022

April 20, 2022 

On April 19, 2022, Ohio Valley Banc Corp. [Nasdaq: OVBC] Board of Directors declared a cash dividend of $0.21 per common share payable on May 10, 2022, to shareholders of record as of the close of business on April 29, 2022. OVBC once again continues the tradition of maintaining a consistent, regular quarterly dividend.

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OVB Spotlight: Meet our Compliance team

April 1, 2022
There are many factors that keep Ohio Valley Bank running. From shareholders to board members, OVB is able to continue working as an independent, community bank. Another factor that keeps the bank going? Our team of dedicated, community bankers.

In this edition of OVB Spotlight, we are introducing our compliance team. Our compliance department works tirelessly to make sure OVB stays up to date on both state and federal banking laws. As the banking industry evolves, these laws and regulations, which serve to protect all consumers, continually change. Our compliance team creates internal policies as well as provides education to all OVB bankers regarding these changes.

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photo of Amanda Taylor

OVB announces IT department promotion

March 30, 2022
GALLIPOLIS, Ohio – Ohio Valley Bank recently announced the promotion of Amanda Taylor.

Taylor has been a key member of the OVB IT team since 2018. In her new role, she will serve as IT specialist supervisor. Tammie Powell, Taylor’s supervisor and OVB IT manager, described the promotion as being well-earned.

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OVB announces Main Office promotions 

March 22, 2022 

GALLIPOLIS, Ohio – Ohio Valley Bank recently announced the promotions of Jody Stapleton, Kristina Nickels and Lori Gagliardi. All three are community bankers based in the bank’s Main Office, located in downtown Gallipolis.

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Clay, Johnston, Kinnaird promoted to OVB vice president

March 11, 2022 
GALLIPOLIS, Ohio – Ohio Valley Bank is pleased to announce the promotions of Polly Clay, Cindy Johnston and Angie Kinnaird.



Financial Fun Friday: Financial Football

February 11, 2022
Families across the country, especially here in Ohio, are busy preparing for Sunday’s Super Bowl event. With the Cincinnati Bengals, who are led by Athens local, Joe Burrow, returning to their first Super Bowl since 1988, it looks to be an exciting weekend. The unofficial Super Bowl holiday is a time to not only take in the final weekend of the National Football League (NFL) season, but to also enjoy special food with friends and family. The commercials during the game are pretty entertaining too.

The Super Bowl can also be a fun way to teach your kiddos some important financial skills. How does the world’s most popular sporting event do this? By making it a fun game of course! In this edition of OVB’s Financial Fun Friday, we are showcasing the Financial Football game, which was launched by Visa and the NFL. The game is available to play for free through iOS and Android apps as well as online. Featuring 3D graphics, the interactive game teaches valuable financial lessons for multiple age groups, while keeping a fun, football theme.

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Brandon Huff

Huff promoted to OVB senior vice president


February 7, 2022
Ohio Valley Bank recently announced the promotion of Brandon Huff to senior vice president, process efficiency officer. Huff will also now serve as vice president for the Ohio Valley Banc Corp. (OVBC) as well.



Bend Area staff

OVB Spotlight: Meet our Bend Area Team

February 4, 2022
There are many factors that keep Ohio Valley Bank running. From shareholders to board members, OVB is able to continue working as an independent, community bank. Another factor that keeps the bank going? Our team of dedicated, community bankers.

In this edition of OVB Spotlight, we are introducing our Bend Area team. Our Bend Area Office is one of OVB’s newest locations. Located in Mason, W.Va., the office primarily serves northern Mason County and Meigs County, Ohio. Our community bankers not only work hard to serve our customers in the region, commonly referred to as the Bend Area, but also frequently volunteer their time to assist with local events, including fairs and festivals.

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OVB announces $1k signing bonus

January 31, 2022
GALLIPOLIS, Ohio—Tom Wiseman, chairman and CEO of Ohio Valley Bank, announced today that the bank is now offering a $1,000 signing bonus for new Customer Service Representatives (CSRs) hired in February 2022. The new bonus is in response to staffing shortages experienced nationally.



earnings

OVBC reports 4th quarter earnings

January 27, 2022
GALLIPOLIS, Ohio—Ohio Valley Banc Corp. [Nasdaq: OVBC] (the “Company”) reported consolidated net income for the quarter ended December 31, 2021, of $2,304,000, a decrease of $2,396,000 from the same period the prior year. Earnings per share for the fourth quarter of 2021 were $.48 compared to $.98 for the prior year fourth quarter. For the year ended December 31, 2021, net income totaled $11,732,000, an increase of $1,473,000, or 14.4%, from the prior year. Earnings per share were $2.45 for 2021 versus $2.14 for 2020. Return on average assets and return on average equity were .95% and 8.45%, respectively, for the year ended December 31, 2021, compared to .94% and 7.83%, respectively, for the prior year. 

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board of directors room

OVBC announces cash dividend

January 18, 2022
On Jan. 18, 2022, Ohio Valley Banc Corp. [Nasdaq: OVBC] Board of Directors declared a cash dividend of $0.21 per common share payable on Feb. 10, 2022, to shareholders of record as of the close of business on Jan. 28, 2022. OVBC continues to maintain a consistent, regular quarterly dividend of $0.21 per common share. 



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OVB’s Ben Pewitt joins Studio 3 to talk financial wellness

January 3, 2022

The start of a new year is time to focus on resolutions and goals. Many people often focus on making better financial decisions as part of their plan for the new year. Ben Pewitt, OVB vice president and commercial lender, recently joined WSAZ Studio 3 to discuss new year’s resolutions and financial wellness.

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OVB tree at gallipolis in lights

Celebrate the season locally

December 15, 2021

It’s the most wonderful time of the year. From twinkling lights to the smell of cookies and cocoa, we are officially in the thick of the holiday season.

From light shows to special events, our region offers plenty of opportunities to get into the Christmas spirit.

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Samie Perkins, OVB loan officer

Perkins brings lending to hometown

December 10, 2021
Ohio Valley Bank welcomed Samie Perkins to the lending team earlier this year.

Based in both OVB’s Wellston and Jackson Offices, Perkins has truly taken the company’s Community First mission to heart. In her five months with the bank, she has not only formed connections with customers but she has also become actively involved with local events and organizations.

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Thanksgiving decoration

Thankful hearts: OVB bankers share Thanksgiving thoughts

November 24, 2021
You can practically smell the turkey, pumpkin pie and stuffing already! With Thanksgiving set for tomorrow many households are already busily prepping their dinners and anticipating the annual feast.

While the dinner is certainly a focal point of the holiday, Thanksgiving is a time to give thanks. It is no secret that the past year and a half has been challenging. However, throughout each challenge, we still have much to be thankful for. From giving thanks, to past memories and traditions, our OVB community bankers shared what this holiday means to them.

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Christmas Express

Giving back: OVB's Christmas Express helps local families

November 5, 2021
Community First is at the center of Ohio Valley Bank. One tradition that takes this mission to heart is the bank’s Christmas Express program.
 

OVB’s Christmas Express has been helping local children in Gallia County for 11 years. Headed up by Brenda Henson and Angie Kinnaird, the program has provided toys, clothing and coats to more than 1,200 children in need ranging from newborn to 18 years of age.

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board of directors room

Ohio Valley Banc Corp. reports third quarter earnings 

October 27, 2021
Ohio Valley Banc Corp. [Nasdaq: OVBC] (the “Company”) reported consolidated net income for the quarter ended September 30, 2021, of $3,036,000, an increase of $742,000, or 32.3%, from the same period the prior year. Earnings per share for the third quarter of 2021 were $.63 compared to $.48 for the prior year third quarter. For the nine months ended September 30, 2021, net income totaled $9,428,000, an increase of $3,869,000, or 69.6%, from the same period the prior year. 
 

graphic depicting various finance-related items

OVB celebrates ABA's Get Smart About Credit Campaign

October 21, 2021
October is often associated with trick-or-treat, witches and ghosts. While Halloween is a frightful time, you should never let your financial situation spook you! As an effort to get area youth to learn valuable financial skills, Ohio Valley Bank has once again joined the American Bankers Association’s Get Smart About Credit campaign.
 

OVB has taken part in the Get Smart About Credit initiative for several years. While today is Get Smart About Credit Day, OVB plans to celebrate the campaign for the remainder of the fall season. Hope Roush, OVB communications specialist, described the campaign as a great tool to teach students the importance of managing money and how credit can have an impact on nearly every area of their lives.

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board of directors room

OVBC announces cash divided

October 20, 2021
On October 19, 2021, Ohio Valley Banc Corp. [Nasdaq: OVBC] Board of Directors declared a cash dividend of $0.21 per common share payable on November 10, 2021, to shareholders of record as of the close of business on Oct. 29, 2021. OVBC continues to maintain a consistent, regular quarterly dividend of $0.21 per common share.
 
 

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OVB stands with ABA in opposing proposed IRS changes

October 19, 2021

In September, Ohio Valley Bank joined the American Bankers Association’s opposition to the proposed new IRS reporting requirements and since then has been letting their customers know about this important issue before Congress.

Through the proposed changes, financial institutions (including banks, credit unions, and companies like Paypal, Venmo, and Chime) will be forced to provide to the IRS inflow and outflow information on any bank account with $600 or more. At this time, the proposed changes have not been put in place, however Congress could be voting to enact the changes soon.

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friends of gallia county animals debit card

OVB debuts Friends of Gallia County's Animals Community First Debit Card

October 15, 2021 
Ohio Valley Bank recently added a new design to their Community First debit card program. The card features an adorable dog and will benefit the Friends of Gallia County’s Animals.
 

Friends of Gallia County’s Animals is a volunteer organization that promotes the welfare of and provides assistance and care to displaced, abandoned or abused animals. The organization also works tirelessly to promote responsible ownership through healthy animal and human relationships. Ohio Valley Bank checking account holders can choose to upgrade the look of their debit card to the Friends of Gallia County’s Animals card for $10, with $5 being donated back to the organization.

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OVB joins ABA's anti-phishing campaign

October 1, 2021
October brings spooky fun, but you shouldn’t let common financial scams scare you. Aside from candy and ghosts, this month also showcases the American Bankers Association’s (ABA) Banks Never Ask That anti-phishing campaign.

Ohio Valley Bank is joining financial institutions across the country to participate in this year’s campaign. As scams, particularly those that involve phishing, have become more prevalent over the past year, OVB is utilizing Banks Never Ask That as another tool to educate customers on how to avoid becoming a victim of such events. 

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OVB takes pole position with new business venture

September 23, 2021

Ohio Valley Bank Chairman and CEO Tom Wiseman announces the opening of Race Day Mortgage, Inc., a new subsidiary of Ohio Valley Bank. Race Day Mortgage is an online-only consumer direct mortgage company positioned to disrupt the mortgage industry by accelerating loan approval times and showing up in a personal capacity for their clients. Services are provided through convenient mobile and digital channels.

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OVB on the Square lobby

Ohio Valley Bank receives Heritage Ohio Award

September 20, 2021 

Heritage Ohio recently named Ohio Valley Bank (OVB) as the winner of the 2021 Best Commercial Building Rehabilitation Small Project Award.

Heritage Ohio selected OVB for the award due to the company’s tireless work on making the OVB on the Square project a reality. OVB on the Square was created through the revitalization of one of the bank’s first homes.

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Community Banker Hope Roush holds class in our Virtual Classroom with a whole host of financial literacy topics for kids.