Rewards Checking
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Earn Cash Rewards
- Open Online
- $50 Initial Deposit
- $5* Monthly Service Fee
- Free Online Banking
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Right Start Checking
Perfect for Students
- For 15-25 Years Old
- $50 Initial Deposit
- No Monthly Service Fee
- Free Online Banking
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Honors Checking
Perfect for Seniors & Military
- Open Online
- 55+, Veterans, or Active Military
- $50 Initial Deposit
- No Monthly Service Fee
- Free mailed statements
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Easy Checking
Basic Checking
- Open Online
- $50 Initial Deposit
- $5* Monthly Service Fee
- Free Online Banking
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Simply Debit
Paperless Checking
- $50 Initial Deposit
- $8 Monthly Service Fee
- Free OVB ATM Transactions
- Free Online Banking
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Rewards Checking
Earn Cash Rewards*
- Open Online
- $50 Initial Deposit
- $5* Monthly Service Fee
- No Monthly Statement Fee
- Bounce Protection (subject to approval) $700.00
- Free Online Banking & Bill Pay
- Free eDelivery Statement
- Free Mobile & Text Banking
- Free OVB ATM Transactions
- 5 Free non-OVB ATM transactions per month
Receive 0.50%* cash back rewards on all signature-based debit card transactions if: You have 20 or more Debit Card Transactions AND receive eDelivery Statements AND write 8 or less checks per statement.
*rate subject to change at any time
Free: NetTeller Online Banking, Online Bill Payment, CellTeller Mobile Banking, Text Banking, eDelivery Statements, OVB ATM Transactions, 5 FREE non-OVB ATM Transactions per month (Other banks' surcharges may still apply)
*Monthly Service Fee Refunded If: You receive eDelivery Statements AND Direct Deposits totaling $500.00 or more OR 15 or more Debit Card Transactions OR Average Monthly Balance of $1,500.000 or more.
Right Start Checking
- For 15-25 Yers Old
- $50 Initial Deposit
- No Monthly Service Fee
- Free eDelivery Statement
- Free Online Banking
- $1 Monthly Statement Fee Mailed
Free: NetTeller Online Banking, Online Bill Payment, CellTeller Mobile Banking, Text Banking, eDelivery Statements, OVB ATM Transactions, 5 FREE non-OVB ATM Transactions per month ( Other banks' surcharges may still apply. )
Honors Checking
- For seniors 55 years old and up, veterans and active military
- $50.00 Initial Deposit
- No Monthly Service Fee
- $600.00 Bounce Protection (subject to approval)
- FREE Monthly Statement Fee
Free: NetTeller Online Banking, Online Bill Payment, CellTeller Mobile Banking, Text Banking, eDelivery Statements, one free order of select checks per year, OVB ATM Transactions, 5 FREE non-OVB ATM Transactions per month (Other banks' surcharges may still apply)
Easy Checking
- $50.00 Initial Deposit
- Monthly Service Fee (based on average monthly balance):
- $0.00 - $199.99 $4.00
- $200.00 - $499.99 $3.00
- $500.00 - $999.99 $2.00
- $1,000.00 - $1,499.99 $1.00
- $1,500.00 or more $0.00
- $600.00 Bounce Protection (subject to approval)
- Monthly Statement Fee:
- Free eDelivery
- Mailed $1.00
Free: NetTeller Online Banking, Online Bill Payment, CellTeller Mobile Banking, Text Banking, eDelivery Statements, OVB ATM Transactions, 5 FREE non-OVB ATM Transactions per month ( Other banks' surcharges may still apply )
Simply Debit
- $50.00 Initial Deposit
- $8.00 Monthly Service Fee
- No Bounce Protection
Free: NetTeller Online Banking, Mobile Banking, Text Banking, eDelivery Statements, OVB ATM Transactions, discounted money order fee: $0.50 each, closed account reopening fee: $20.00, 5 FREE non-OVB ATM Transactions per month (Other banks' surcharges may still apply.)
Simply Debit does not include access to online Bill Pay.
* Click on "more details" for details on items marked with asterisks.