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Earn Cash Rewards*

• Open Online
• $50 Initial Deposit
• $5* Monthly Service Fee
• No Monthly Statement Fee
• Bounce Protection (subject to approval) $700.00
• Discount on consumer loan rates

Receive 0.50%* cash back rewards on all signature-based debit card transactions if: You have 20 or more Debit Card Transactions AND receive eDelivery Statements AND write 8 or less checks per statement.
*rate subject to change at any time

FREEBIES: 24/7 access via OVB Digital Banking, online bill pay, Benjamin Tracker budget and goal tracking tool, eDelivery Statements, OVB ATM Transactions, 5 FREE non-OVB ATM Transactions per month (Other banks' surcharges may still apply)

*Monthly Service Fee Refunded If: You receive eDelivery Statements AND Direct Deposits totaling $500.00 or more OR 15 or more Debit Card Transactions OR Average Monthly Balance of $1,500.000 or more.

• For seniors 55 years old and up, veterans and active military
• $50.00 Initial Deposit
• No Monthly Service Fee
• $700.00 Bounce Protection (subject to approval) 
• FREE Monthly Statement Fee
• Discount on consumer loan rates